If your association has condominiums or other common interest development units with balconies, decks, stairways, or walkways, there's a good chance you're already out of compliance with a California law that took effect over a year ago — and most boards still don't know it.
What SB 326 requires
SB 326 requires associations with three or more units to have a licensed structural engineer, architect, or civil engineer inspect “exterior elevated elements” — balconies, decks, stairs, and walkways six feet or more above ground that rely substantially on wood or wood-based materials for structural support or water resistance. General contractors, no matter how experienced, aren't qualified to perform this inspection under the statute — it has to be one of the three licensed professions above.
The inspection standard is also more rigorous than many boards expect: inspectors must sample enough elements to reach a 95% confidence level with no more than a 5% margin of error. On a property with 100 balconies, that can mean inspecting 50 or more individually, not a handful as a spot-check.
The deadline has already passed
This is the part that catches boards off guard. SB 326's initial compliance deadline was January 1, 2025. Unlike the related law for apartment buildings (SB 721), which received a deadline extension under AB 2579, SB 326 did not — associations that haven't completed their inspection are currently non-compliant. Ongoing compliance is then required on a nine-year inspection cycle going forward.
Why this matters beyond the compliance box
This isn't just a paperwork issue. Insurance carriers are increasingly requiring proof of a completed SB 326 inspection before renewing a policy, and some are denying claims related to structural failures on properties that never completed one. Boards in noncompliant associations have reported premium increases as steep as 300% tied directly to this gap. On top of the insurance impact, board members who knowingly allow their association to remain out of compliance can face exposure for breach of fiduciary duty if an incident occurs on an uninspected element.
What to do if your association hasn't completed its inspection
If you're not sure whether your community has completed its SB 326 inspection, that's the first thing to find out — check with your management company or pull the inspection report from your association's records. If it hasn't been done, the fix is straightforward but shouldn't wait: engage a qualified structural engineer, architect, or civil engineer to scope and schedule the inspection, and budget for any repairs the inspection identifies. Getting current now, even a year past the original deadline, meaningfully reduces your association's liability exposure and can help stabilize insurance costs going forward.
The bottom line
SB 326 is one of the more consequential — and more overlooked — compliance requirements California HOAs are currently facing. If your community hasn't addressed it, it's worth putting on the board's agenda immediately, not at the next scheduled reserve study review.
Not sure whether your community is SB 326 compliant, or need help coordinating an inspection? Schedule a consultation with the Welcome Property Management team.
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